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Let’s Understand the Tax P&L Report from 5Paisa

You can download the Tax P&L Report from Quicko’s tax planner on the tax P&L tab. The report includes details of segment wise trading – scrip name, buy value, sell value, and trading expenses. Segments included are – Equity Shares, Mutual Funds, Equity Intraday, Futures and Options.

Income Head – Capital gain covers gain or loss from the selling of Equity Shares (except intraday transactions), Mutual Funds (MF), Restricted Stock Units (RSU), Equity Traded Funds (ETFs), and Employee Stock Option Plans (ESOPs). 

Business Income Head covers Equity Intraday transactions, Futures and Options. This Tax P&L Report can be used to prepare P&L A/C to report it in the Income Tax Return. 

However, the trader must take care of the following things where the treatment as per Income Tax may differ: 

Expenses 

The Tax P&L Report covers transfer expenses that are directly related to trading transactions 

The transfer expenses (such as brokerages, GST, transaction charges, STT, stamp duty etc.) are given separately under both Equity Shares. However, in the case of Mutual funds, the transfer expenses are included in Buy and Sell Prices 

In the case of Intraday and F&O, you can also claim other expenses – such as internet expenses, legal fees, subscription expenses, depreciation, etc., which are not covered in the Tax P&L Report.

Calculation of Long Term Capital Gains under Section 112A 

LTCG on the sale of securities (on which STT is paid), bought on or before 31st Jan 2018 should be calculated using the Grandfathering Rule. As per this rule, the Cost of Acquisition is computed after considering the FMV as of 31st Jan 2018 as per Section 112A

The FMV is taken into consideration while computing LTCG for each trade in the Tradewise Tax P&L Report. 

Calculation of Turnover 

There are two different methods to calculate turnover for Intraday and Futures & Options: 

You can learn more about scripwise and tradewise trading

1. Intraday 

Trading in the stock market on a same-day basis. Thus, it would mean buying and selling on the same day itself. 

Turnover  

For all intraday transactions, the aggregate or absolute sum of both positive and negative differences from trades is to be considered as a turnover. 

Profit/Loss 

Gross P&L is generally calculated by summing up overall sales amount reduced by buy amount. 

Net P&L = Gross P&L – Transfer expenses 

2. Futures & Options 

In the Tax P&L report, F&O turnover and P&L is computed by considering the following trade segments: 

Turnover 

For Futures transactions, Turnover = abs(sell value – buy value) 

For Options transactions, Turnover = abs(sell value – buy value) + sell value 

*abs() stands for absolute value 

Profit/Loss 

Gross P&L is generally calculated by summing up overall sales amount reduced by buy amount. 

Net P&L = Gross P&L – Transfer expenses 

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